Your Success in any Business
I have just read Robert Kiyosaki’s Rich Dad, Poor Dad and Cashflow Quadrant. I would like to share some of the things he said that might be of importance to some of you reading this entry:
· The size of your success is measured by the strength of your desire, the size of your dream, and how you handle disappointment along the way.
· The only difference between a rich person and a poor person is how they use their time.
· Inside of every problem lies an opportunity.
· Face your fears and doubts, and new worlds will open to you.
· If you want to go somewhere, it is best to find someone who has already been there to guide you.
· The poor and middle class work for money. The rich have money work for them. The rich buy or create assets that work for them so they don’t have to.
· Don’t work for money make it work for you. Work for experience.
· Your business revolves around your asset column, as apposed to your income column. The rich focus on their asset columns while the poor and middle class focus on their income columns.
· Your mentors in life are important, so choose them wisely.
· Remember, your mind is your greatest asset, so be careful what you put into it. Garbage-in-Garbage-out, remember.
· People who refuse to open their minds to new strategies seldom became rich.
· If you aren’t practicing and playing to be first, then maybe you shouldn’t be an entrepreneur.
I wish you all the success in your business endeavors.
Sunday, May 2, 2010
Saturday, May 1, 2010
Start your Own Home-Based Business Now!
My Dear Friend, DOUBLE YOUR CURRENT INCOME AND RETIRE, WEALTHY, WITHIN JUST 2-5 YEARS FROM TODAY!
I am writing to you, offering a unique chance to create and build a successful home-based business.
Do you feel like you are too busy earning a living to make any real money? Are you tired of living "paycheque to paycheque"? Do you dream of a better lifestyle for yourself and your family? Are you sick and tired being “sick and tired”? Do you need extra money? Do you know someone who needs up to an extra R500, R1500 to R6000 or even more per month? Do you have just 2 spare hours per day? Are you teachable?
If so, then I urge you to completely and carefully read this information or if you are not interested in changing your life or your present financial situation, pass this to your family, friends or anyone you know and love who needs extra money and are willing to follow the easy steps that I will teach them from day one.
Just imagine that you had a HOME-BASED BUSINESS (part- or full-time) that...
-will save you money
-will help you make all the money you need - unlimited income potential
-will earn you residual income
-can give you foreign currency
-don't need door to door selling
-don’t need staff
-gives you the chance to fire your boss
-will save you Income Tax
You won't believe what this business can do for you.
-The time and freedom to follow your dreams
-Setting you're own hours
-Living anywhere you wish
-A commute time less than a minute
-No bosses/no staff
-No premises -you can work from your kitchen table or your poolside
-No expertise
-No theft
-No major investments
-No Debtors/Creditors -this is a cash business
-Make money and have fun at the same time
-There is no risk factor
-No big overheads
-No education or University Degree needed
-No age restriction (people 17 to +100 yrs can do the business. We have an eighty (80) year old very successful in the business)
Sounds too good to be true? That's what I thought but today my dreams are coming true and now I'm here to help you!
'If you give a man a fish, you feed him for the day. But if you teach him how to fish, you feed him for life.'
This business is ideal for you if you are:
· Serious about making extra money, making a change in your life or building a new career.
· Looking for a rewarding challenge.
· Someone who just doesn't want to work for someone else.
· Unsure of your job security.
· Concerned that your current rate of savings will not be enough for the future.
· Concerned about funding your lifestyle into your 80's or 90's.
· An early retiree looking for a secure source of income.
· A doctor, lawyer or accountant who wants to add value to existing overheads.
· A doctor wanting to escape litigation fears but still wanting to care for people.
· Housebound and bored, whether by choice or forced circumstances.
· Retired after a successful career and looking for another challenge.
· Somebody who wants to make a change in your life.
This is a wealth creating business, helping people fight inflation.
When you become registered with our Organization you will be given all the tools, training and support necessary to start building your very own Home-Based Organization all over the World! Earning currencies from different countries. Imagine receiving cheques in dollars and/or pounds, etc.
Because our business is bursting at the seams, we only have time to work with serious, motivated people who are ready to make changes in their life NOW!
SUCCESS IS ONLY A DECISION AWAY.
Take action and investigate the unbelievable opportunity this business has to offer to those seeking a better life for themselves and their family and friends.
Even if you earn an incredible salary, what would happen if you got sick or hurt? Would you still be receiving that same income?
When you are your own boss, you don't have to rely on the extremely unstable JOB market. (J.O.B stands for Just Over Broke.) Technology is replacing people. Is your job really secure? Are you positive your company isn't going to be the next one to downsize and eliminate your job?
Refuse to become a retirement statistic --one of the many people that die broke after working for someone else for 40+ years.
This is not a Get-Rich-Quick Scheme. Plans that offer to make you rich without lifting a finger are either lying to you or don't work.
This business is for individuals who have a desire to control their own futures, work from home and earn the kind of income that will give you the life you deserve.
This business is for people who are teachable and are willing to put forth effort. The key is to work smarter not harder!
TAKE ACTION NOW - TODAY
COMPLETE THE 'DOUBLE MONEY BACK’ ACCEPTANCE FORM
THE DOUBLE MONEY BACK ACCEPTANCE FORM
Yes! I would like to receive my “Home – Based Business Developer Info Kit” right away.
I understand that I can examine the guide and listen to the cd for 60 days and if not satisfied return it, in a good condition, for a 100% refund … no questions asked.
OR
I may use the system, according to ALL the instructions, for a full 12 months and return it for a full 200% refund, if I have not earned the stipulated guaranteed income.
On that basis I enclose ڤR300.00 for the Basic Business Package Guaranteed R25 000 income or ڤR500.00 for the Standard Business Package Guaranteed R35 000 income. I understand that there is absolutely No Risk on My Part.
I would like to pay by: Cheque / Bank Deposit / Postal Order / Cash / Internet transfer (underline your choice, please).
If paid by Bank Deposit, please fax us the deposit slip.
The Bank details are: FIRST NATIONAL BANK RSA Account Name: JG Benade
Branch Code: 250 345
Account Number: 62047216248
Your Signature: ________________________ Date: _____ / _____ / _____
Mr. / Mrs. / Ms / Dr ______________________________________________
(Name)
Address: _____________________________________________________
_____________________________________________________________
Postal Code: ______ Tel: _____________ (H) _____________ (W)
Reply to: JG Benade Box 11462, Sherwood Gardens, 1545 RSA.
For faster service e-mail detail: benade@mwebbiz.co.za (Delivery within 14 workings days of receipt of your payment.)
I am writing to you, offering a unique chance to create and build a successful home-based business.
Do you feel like you are too busy earning a living to make any real money? Are you tired of living "paycheque to paycheque"? Do you dream of a better lifestyle for yourself and your family? Are you sick and tired being “sick and tired”? Do you need extra money? Do you know someone who needs up to an extra R500, R1500 to R6000 or even more per month? Do you have just 2 spare hours per day? Are you teachable?
If so, then I urge you to completely and carefully read this information or if you are not interested in changing your life or your present financial situation, pass this to your family, friends or anyone you know and love who needs extra money and are willing to follow the easy steps that I will teach them from day one.
Just imagine that you had a HOME-BASED BUSINESS (part- or full-time) that...
-will save you money
-will help you make all the money you need - unlimited income potential
-will earn you residual income
-can give you foreign currency
-don't need door to door selling
-don’t need staff
-gives you the chance to fire your boss
-will save you Income Tax
You won't believe what this business can do for you.
-The time and freedom to follow your dreams
-Setting you're own hours
-Living anywhere you wish
-A commute time less than a minute
-No bosses/no staff
-No premises -you can work from your kitchen table or your poolside
-No expertise
-No theft
-No major investments
-No Debtors/Creditors -this is a cash business
-Make money and have fun at the same time
-There is no risk factor
-No big overheads
-No education or University Degree needed
-No age restriction (people 17 to +100 yrs can do the business. We have an eighty (80) year old very successful in the business)
Sounds too good to be true? That's what I thought but today my dreams are coming true and now I'm here to help you!
'If you give a man a fish, you feed him for the day. But if you teach him how to fish, you feed him for life.'
This business is ideal for you if you are:
· Serious about making extra money, making a change in your life or building a new career.
· Looking for a rewarding challenge.
· Someone who just doesn't want to work for someone else.
· Unsure of your job security.
· Concerned that your current rate of savings will not be enough for the future.
· Concerned about funding your lifestyle into your 80's or 90's.
· An early retiree looking for a secure source of income.
· A doctor, lawyer or accountant who wants to add value to existing overheads.
· A doctor wanting to escape litigation fears but still wanting to care for people.
· Housebound and bored, whether by choice or forced circumstances.
· Retired after a successful career and looking for another challenge.
· Somebody who wants to make a change in your life.
This is a wealth creating business, helping people fight inflation.
When you become registered with our Organization you will be given all the tools, training and support necessary to start building your very own Home-Based Organization all over the World! Earning currencies from different countries. Imagine receiving cheques in dollars and/or pounds, etc.
Because our business is bursting at the seams, we only have time to work with serious, motivated people who are ready to make changes in their life NOW!
SUCCESS IS ONLY A DECISION AWAY.
Take action and investigate the unbelievable opportunity this business has to offer to those seeking a better life for themselves and their family and friends.
Even if you earn an incredible salary, what would happen if you got sick or hurt? Would you still be receiving that same income?
When you are your own boss, you don't have to rely on the extremely unstable JOB market. (J.O.B stands for Just Over Broke.) Technology is replacing people. Is your job really secure? Are you positive your company isn't going to be the next one to downsize and eliminate your job?
Refuse to become a retirement statistic --one of the many people that die broke after working for someone else for 40+ years.
This is not a Get-Rich-Quick Scheme. Plans that offer to make you rich without lifting a finger are either lying to you or don't work.
This business is for individuals who have a desire to control their own futures, work from home and earn the kind of income that will give you the life you deserve.
This business is for people who are teachable and are willing to put forth effort. The key is to work smarter not harder!
TAKE ACTION NOW - TODAY
COMPLETE THE 'DOUBLE MONEY BACK’ ACCEPTANCE FORM
THE DOUBLE MONEY BACK ACCEPTANCE FORM
Yes! I would like to receive my “Home – Based Business Developer Info Kit” right away.
I understand that I can examine the guide and listen to the cd for 60 days and if not satisfied return it, in a good condition, for a 100% refund … no questions asked.
OR
I may use the system, according to ALL the instructions, for a full 12 months and return it for a full 200% refund, if I have not earned the stipulated guaranteed income.
On that basis I enclose ڤR300.00 for the Basic Business Package Guaranteed R25 000 income or ڤR500.00 for the Standard Business Package Guaranteed R35 000 income. I understand that there is absolutely No Risk on My Part.
I would like to pay by: Cheque / Bank Deposit / Postal Order / Cash / Internet transfer (underline your choice, please).
If paid by Bank Deposit, please fax us the deposit slip.
The Bank details are: FIRST NATIONAL BANK RSA Account Name: JG Benade
Branch Code: 250 345
Account Number: 62047216248
Your Signature: ________________________ Date: _____ / _____ / _____
Mr. / Mrs. / Ms / Dr ______________________________________________
(Name)
Address: _____________________________________________________
_____________________________________________________________
Postal Code: ______ Tel: _____________ (H) _____________ (W)
Reply to: JG Benade Box 11462, Sherwood Gardens, 1545 RSA.
For faster service e-mail detail: benade@mwebbiz.co.za (Delivery within 14 workings days of receipt of your payment.)
Your own Home-Based Business
Dear Reader, now is the time to start your own home-based-, Internet business. I will give you an overview of the Opportunity and show how our Business Plan, Products, People and support offer the best business opportunity of our time.
This is the answer to the poor wealth experienced around the world. We will inspire you into action and jumpstart your business. There is no better time to reevaluate your dreams and goals. Our commitment is to help and support you achieve these dreams and goals by empowering you to take responsibility for your own health and financial well being.
I urge you to come along with us on an exciting journey, a journey that will be filled with fun and excitement as we experience the thrill of making a positive difference in people’s lives.
You will be in business for yourself but not by your self.
This is the answer to the poor wealth experienced around the world. We will inspire you into action and jumpstart your business. There is no better time to reevaluate your dreams and goals. Our commitment is to help and support you achieve these dreams and goals by empowering you to take responsibility for your own health and financial well being.
I urge you to come along with us on an exciting journey, a journey that will be filled with fun and excitement as we experience the thrill of making a positive difference in people’s lives.
You will be in business for yourself but not by your self.
Saturday, April 10, 2010
Characteristics of a Successful Businessman
Characteristics of a Successful Business Man
I am sure you WILL see yourself in this list of characteristics. If you don’t have some or all of these, you should work on a few of them for your own good.
Goal Setters
Everything in life starts with a goal on paper. You and your business are no exception.
Determined
The people who drive themselves harder and further once the effort gets difficult are the successful ones.
Desire
If you want financial freedom badly enough, you will enable desire when, you decide to take action and do something. Wake up everyday with energy to do what it takes to be successful.
Self-Reliant
Become the person who takes the initiative to make things happen. Don’t be the one that watch things happen.
Passionate
Identify WHY you are doing WHAT you are doing. Passion allows you to endure bad days, weeks and months, to pay the price and to stay in the game long enough till you succeed.
Invest in Personal Development
Successful people invest money in there personal development as often as needed. Training events, books, CD’s audiotapes, are the foundation of self-education.
Willingness to Work
There is no get rich scheme. Success in any home business will take time and commitment.
Teachable
Learn to listen to what works. Follow a system that work and seek advice from your support team and elements.
A positive comment will be appreciated on benade@mwebbiz.co.za and receive a free e-book for your effort.
I am sure you WILL see yourself in this list of characteristics. If you don’t have some or all of these, you should work on a few of them for your own good.
Goal Setters
Everything in life starts with a goal on paper. You and your business are no exception.
Determined
The people who drive themselves harder and further once the effort gets difficult are the successful ones.
Desire
If you want financial freedom badly enough, you will enable desire when, you decide to take action and do something. Wake up everyday with energy to do what it takes to be successful.
Self-Reliant
Become the person who takes the initiative to make things happen. Don’t be the one that watch things happen.
Passionate
Identify WHY you are doing WHAT you are doing. Passion allows you to endure bad days, weeks and months, to pay the price and to stay in the game long enough till you succeed.
Invest in Personal Development
Successful people invest money in there personal development as often as needed. Training events, books, CD’s audiotapes, are the foundation of self-education.
Willingness to Work
There is no get rich scheme. Success in any home business will take time and commitment.
Teachable
Learn to listen to what works. Follow a system that work and seek advice from your support team and elements.
A positive comment will be appreciated on benade@mwebbiz.co.za and receive a free e-book for your effort.
Monday, March 29, 2010
Creating Successful Business Opportunity!
Creating a Successful Business Opportunity
What makes a business opportunity successful for many years?
The goals must be simple and easy to duplicate. The product you want to sell must be easy to demonstrate. You also need to provide high quality products or services that people trusted and would buy for themselves and their families.
Your business must be open to everyone. Anyone must be able to join, work hard, learn and get ahead. Anyone must be able to succeed. It must be about bringing people into the business and not keeping people out or hold people back.
A concept that can change the world is: giving everyone the opportunity to improve their lives through their own business. It is all about equal opportunity. That idea will help your business grow well into the future.
The most rewarding thing anyone can do is to help others succeed and help him or her discover the rewards of owning their own successful business.
What makes a business opportunity successful for many years?
The goals must be simple and easy to duplicate. The product you want to sell must be easy to demonstrate. You also need to provide high quality products or services that people trusted and would buy for themselves and their families.
Your business must be open to everyone. Anyone must be able to join, work hard, learn and get ahead. Anyone must be able to succeed. It must be about bringing people into the business and not keeping people out or hold people back.
A concept that can change the world is: giving everyone the opportunity to improve their lives through their own business. It is all about equal opportunity. That idea will help your business grow well into the future.
The most rewarding thing anyone can do is to help others succeed and help him or her discover the rewards of owning their own successful business.
Sunday, January 10, 2010
KICK START YOUR BUSINESS PLAN
Dear friend, the most important thing to do, if you decide to start, expand or improve your own business is your business plan. Here are a list of questions that need to be answered to kick start your business plan:
Cover / Front Page:
• What do you want to call this document?
• Business Name to use on cover
• Logo – do you have one?
• Physical and postal address
• Telephone
• Cell
• Fax
• E-mail numbers
This goes either on the cover or on the introduction page, i.e. before the Executive Summary.
• WHO ARE YOU
• WHAT DO YOU NEED
• PAYBACK PERIOD
Executive Summary:
• This is a brief overview of your Business Plan, short and as interesting as possible
and includes the following:
1. Your business concept.
2. Financial features.
3. Financial requirements.
4. Current state of your business, i.e. when it was formed, principal owners, key
personnel and major achievements.
Description of Business:
• Overview of the Industry in which you compete and operate.
• Discuss the present and future situation in the industry, the market segments, range
of products, new developments, global /national/economic trends and indicate how
you fit into the market place and how the above will impact on your business.
Discussion of your Business:
• Describe the purpose of your business
• Brief history
• Target market
• Type of business
• When it was started
• Legal structure, eg. Cc, private etc
• List of owners and experience
• How will you reach your market and refer to or explain any setbacks, losses,
abnormalities in historic information and major accomplishments.
• Description of your products/services
• Describe each of your products/services in layman's terms and their specific
features, i.e. uniqueness and how you will retain your competitive edge, customer
needs fulfilled and how you want people to view your products or services.
• Who are your main competitors
• How are you positioned relative to your competitors.
• Include any patent / trademarks / or copyrights.
Production Process:
• Describe the process of delivering a service or the production process for
manufacturing your products.
• Give a technical outline containing details and capabilities of your machinery and
equipment
• Provide a description of your location, features, floor layout, proximity to competitors,
leasing and purchasing conditions.
Your Pricing Strategy:
• Discuss what you will charge for your product.
• How did you derive the price of your product
• Where does this place you in your industry in terms of increasing market share and
profitability.
Management and Staffing Requirements:
• Give the strengths and weaknesses of the people involved in your business.
• If there are any weaknesses, explain how they will be overcome.
• Include brief CV details depicting the following:
1. Age
2. Education
3. Experience of all key personnel
4. Specify their share of ownership and what each is responsible and accountable
for.
5. Who will be making decisions.
6. Address how many people you will require and the skills they need to possess as
well as their cost.
7. Give details as to how you will recruit and train.
8. Include also a list of external support services in terms of accountants,
advertising agents, lawyers and others.
Risk and Reward (SWOT Analysis):
• Give a list of everything that can go wrong and go right and an outline of how the
entrepreneurial team can respond - price cuts, cancelled contracts etc.
• Give details of what the rewards the business will deliver and to whom, when and
how much
1. equity stake offered
2. dividend policy
3. return on investment
4. potential capital gains on exiting.
The Market:
Customers:
• Give a description and substantiate your specific target market and define the
characteristics of the people you want to sell to - cost, preferences, cash or credit,
quality, concerns, circumstances and their geographic location.
Size & Trends
• Define the total market size and your estimated share you intend capturing and the
factors affecting growth such as industry, socio-economic trends, government policy,
population shifts and the impacts thereof citing sources and credentials.
Competition
• Indicate where your product or service fits in the competitive environment stating:
1. Who your competitors are
2. Their estimated market share
3. Their strengths and weaknesses in terms of sales, quality, distribution, price,
production capabilities, image, service and reputation.
Projected Turnover
• Provide a projection of your sales for at least the next three years stating your
assumptions and sources justifying the credibility of your numbers.
• Provide an action plan for how you will get the customers to buy your product or
service
• How will you educate them
• What features will will emphasize
• What techniques will you employ and how will you focus your efforts.
• Describe your method of sales and the available distribution channels and whether
you will be selling direct to the public or using representatives, distributors or brokers.
Sales and Marketing
• Include a description of your strategy and list of all the selling and promotion tactics
and materials you plan to use.
Financials:
• Prepare detailed financial documents that include:
1. Historic information for at least three years in respect of income statement and
balance sheets
2. Project forward for income statement, balance sheet and cashflow in the first
year on a monthly basis followed by at least two years on an annual basis.
3. Include a summary of key ratios
4. Provide an analysis of all notable variances from previous performance, as well
as cash flow and profit break-even turnovers.
5. A sensitivity analysis for turnover drop, overheads increasing and lower than
budgeted gross margins being achieved.
6. Include effects of seasonality and business cycles, all assumptions with regard to
own contribution, amounts of loans required from whom, repayment periods and
interest rates and what will be purchased, purchasing and sales terms, what
facilities are available and what security is offered.
Supporting Documentation:
• Curriculum Vitae
• Letters of intent
• Quotes
• Floor layouts, plans or diagrams
• Organograms
• Lease documents
• Bond Documents
• Media cuttings
• Census/market research reports
• Diagrams/Charts/Tables/Maps
• Credit References
• Personal Balance Sheets of Owners
• Sales & Marketing Implementation Program
I sincerely hope this will help you to, at least, start with your business plan. Once you start something, to carry on gets easier.
Cover / Front Page:
• What do you want to call this document?
• Business Name to use on cover
• Logo – do you have one?
• Physical and postal address
• Telephone
• Cell
• Fax
• E-mail numbers
This goes either on the cover or on the introduction page, i.e. before the Executive Summary.
• WHO ARE YOU
• WHAT DO YOU NEED
• PAYBACK PERIOD
Executive Summary:
• This is a brief overview of your Business Plan, short and as interesting as possible
and includes the following:
1. Your business concept.
2. Financial features.
3. Financial requirements.
4. Current state of your business, i.e. when it was formed, principal owners, key
personnel and major achievements.
Description of Business:
• Overview of the Industry in which you compete and operate.
• Discuss the present and future situation in the industry, the market segments, range
of products, new developments, global /national/economic trends and indicate how
you fit into the market place and how the above will impact on your business.
Discussion of your Business:
• Describe the purpose of your business
• Brief history
• Target market
• Type of business
• When it was started
• Legal structure, eg. Cc, private etc
• List of owners and experience
• How will you reach your market and refer to or explain any setbacks, losses,
abnormalities in historic information and major accomplishments.
• Description of your products/services
• Describe each of your products/services in layman's terms and their specific
features, i.e. uniqueness and how you will retain your competitive edge, customer
needs fulfilled and how you want people to view your products or services.
• Who are your main competitors
• How are you positioned relative to your competitors.
• Include any patent / trademarks / or copyrights.
Production Process:
• Describe the process of delivering a service or the production process for
manufacturing your products.
• Give a technical outline containing details and capabilities of your machinery and
equipment
• Provide a description of your location, features, floor layout, proximity to competitors,
leasing and purchasing conditions.
Your Pricing Strategy:
• Discuss what you will charge for your product.
• How did you derive the price of your product
• Where does this place you in your industry in terms of increasing market share and
profitability.
Management and Staffing Requirements:
• Give the strengths and weaknesses of the people involved in your business.
• If there are any weaknesses, explain how they will be overcome.
• Include brief CV details depicting the following:
1. Age
2. Education
3. Experience of all key personnel
4. Specify their share of ownership and what each is responsible and accountable
for.
5. Who will be making decisions.
6. Address how many people you will require and the skills they need to possess as
well as their cost.
7. Give details as to how you will recruit and train.
8. Include also a list of external support services in terms of accountants,
advertising agents, lawyers and others.
Risk and Reward (SWOT Analysis):
• Give a list of everything that can go wrong and go right and an outline of how the
entrepreneurial team can respond - price cuts, cancelled contracts etc.
• Give details of what the rewards the business will deliver and to whom, when and
how much
1. equity stake offered
2. dividend policy
3. return on investment
4. potential capital gains on exiting.
The Market:
Customers:
• Give a description and substantiate your specific target market and define the
characteristics of the people you want to sell to - cost, preferences, cash or credit,
quality, concerns, circumstances and their geographic location.
Size & Trends
• Define the total market size and your estimated share you intend capturing and the
factors affecting growth such as industry, socio-economic trends, government policy,
population shifts and the impacts thereof citing sources and credentials.
Competition
• Indicate where your product or service fits in the competitive environment stating:
1. Who your competitors are
2. Their estimated market share
3. Their strengths and weaknesses in terms of sales, quality, distribution, price,
production capabilities, image, service and reputation.
Projected Turnover
• Provide a projection of your sales for at least the next three years stating your
assumptions and sources justifying the credibility of your numbers.
• Provide an action plan for how you will get the customers to buy your product or
service
• How will you educate them
• What features will will emphasize
• What techniques will you employ and how will you focus your efforts.
• Describe your method of sales and the available distribution channels and whether
you will be selling direct to the public or using representatives, distributors or brokers.
Sales and Marketing
• Include a description of your strategy and list of all the selling and promotion tactics
and materials you plan to use.
Financials:
• Prepare detailed financial documents that include:
1. Historic information for at least three years in respect of income statement and
balance sheets
2. Project forward for income statement, balance sheet and cashflow in the first
year on a monthly basis followed by at least two years on an annual basis.
3. Include a summary of key ratios
4. Provide an analysis of all notable variances from previous performance, as well
as cash flow and profit break-even turnovers.
5. A sensitivity analysis for turnover drop, overheads increasing and lower than
budgeted gross margins being achieved.
6. Include effects of seasonality and business cycles, all assumptions with regard to
own contribution, amounts of loans required from whom, repayment periods and
interest rates and what will be purchased, purchasing and sales terms, what
facilities are available and what security is offered.
Supporting Documentation:
• Curriculum Vitae
• Letters of intent
• Quotes
• Floor layouts, plans or diagrams
• Organograms
• Lease documents
• Bond Documents
• Media cuttings
• Census/market research reports
• Diagrams/Charts/Tables/Maps
• Credit References
• Personal Balance Sheets of Owners
• Sales & Marketing Implementation Program
I sincerely hope this will help you to, at least, start with your business plan. Once you start something, to carry on gets easier.
Saturday, October 24, 2009
Get rich slowly!
Future Entrepreneur, DOUBLE YOUR CURRENT INCOME AND RETIRE, WEALTHY, WITHIN JUST 2-5 YEARS FROM TODAY!
I am writing to you, offering a unique chance to create and build a successful home-based business.
Do you feel like you are too busy earning a living to make any real money? Are you tired of living "paycheque to paycheque"? Do you dream of a better lifestyle for yourself and your family? Are you sick and tired being “sick and tired”? Do you need extra money? Do you know someone who needs up to an extra R500, R1500 to R6000 or even more per month? Do you have just 2 spare hours per day? Are you teachable?
If so, then I urge you to completely and carefully read this information or if you are not interested in changing your life or your present financial situation, pass this to your family, friends or anyone you know and love who needs extra money and are willing to follow the easy steps that I will teach them from day one.
Just imagine that you had a HOME-BASED BUSINESS (part- or full-time) that...
-will save you money
-will help you make all the money you need - unlimited income potential
-will earn you residual income
-can give you foreign currency
-don't need door to door selling
-don’t need staff
-gives you the chance to fire your boss
-will save you Income Tax
You won't believe what this business can do for you.
-The time and freedom to follow your dreams
-Setting you're own hours
-Living anywhere you wish
-A commute time less than a minute
-No bosses/no staff
-No premises -you can work from your kitchen table or your poolside
-No expertise
-No theft
-No major investments
-No Debtors/Creditors -this is a cash business
-Make money and have fun at the same time
-There is no risk factor
-No big overheads
-No education or University Degree needed
-No age restriction (people 17 to +100 yrs can do the business. We have an eighty (80) year old very successful in the business)
Sounds too good to be true? That's what I thought but today my dreams are coming true and now I'm here to help you!
'If you give a man a fish, you feed him for the day. But if you teach him how to fish, you feed him for life.'
This business is ideal for you if you are:
· Serious about making extra money, making a change in your life or building a new career.
· Looking for a rewarding challenge.
· Someone who just doesn't want to work for someone else.
· Unsure of your job security.
· Concerned that your current rate of savings will not be enough for the future.
· Concerned about funding your lifestyle into your 80's or 90's.
· An early retiree looking for a secure source of income.
· A doctor, lawyer or accountant who wants to add value to existing overheads.
· A doctor wanting to escape litigation fears but still wanting to care for people.
· Housebound and bored, whether by choice or forced circumstances.
· Retired after a successful career and looking for another challenge.
· Somebody who wants to make a change in your life.
This is a wealth creating business, helping people fight inflation.
When you become registered with our Organization you will be given all the tools, training and support necessary to start building your very own Home-Based Organization all over the World! Earning currencies from different countries. Imagine receiving cheques in dollars and/or pounds, etc.
Because our business is bursting at the seams, we only have time to work with serious, motivated people who are ready to make changes in their life NOW!
SUCCESS IS ONLY A DECISION AWAY.
Take action and investigate the unbelievable opportunity this business has to offer to those seeking a better life for themselves and their family and friends.
Even if you earn an incredible salary, what would happen if you got sick or hurt? Would you still be receiving that same income?
When you are your own boss, you don't have to rely on the extremely unstable JOB market. (J.O.B stands for Just Over Broke.) Technology is replacing people. Is your job really secure? Are you positive your company isn't going to be the next one to downsize and eliminate your job?
Refuse to become a retirement statistic --one of the many people that die broke after working for someone else for 40+ years.
This is not a Get-Rich-Quick Scheme. Plans that offer to make you rich without lifting a finger are either lying to you or don't work.
This business is for individuals who have a desire to control their own futures, work from home and earn the kind of income that will give you the life you deserve.
This business is for people who are teachable and are willing to put forth effort. The key is to work smarter not harder!
TAKE ACTION NOW - TODAY
COMPLETE THE 'DOUBLE MONEY BACK’ ACCEPTANCE FORM
THE DOUBLE MONEY BACK ACCEPTANCE FORM
Yes! I would like to receive my “Home – Based Business Developer Info Kit” right away.
I understand that I can examine the guide and listen to the cd for 60 days and if not satisfied return it, in a good condition, for a 100% refund … no questions asked.
OR
I may use the system, according to ALL the instructions, for a full 12 months and return it for a full 200% refund, if I have not earned the stipulated guaranteed income.
On that basis I enclose ڤR300.00 for the Basic Business Package Guaranteed R25 000 income or ڤR500.00 for the Standard Business Package Guaranteed R35 000 income. I understand that there is absolutely No Risk on My Part.
I would like to pay by: Cheque / Bank Deposit / Postal Order / Cash / Internet transfer (underline your choice, please).
If paid by Bank Deposit, please fax us the deposit slip.
The Bank details are: FIRST NATIONAL BANK Account Name: JG Benade
Branch Code: 250345
Account Number: 62047216248
Your Signature: ________________________ Date: _____ / _____ / _____
Mr / Mrs / Ms / Dr ______________________________________________
(Name)
Address: _____________________________________________________
_____________________________________________________________
Postal Code: ______ Tel: _____________ (H) _____________ (W)
Reply to: JG Benade Box 11462, Sherwood Gardens, 1545 RSA.
For faster service e-mail detail: benade@mwebbiz.co.za (Delivery within 14 workings days of receipt of your payment.)
I am writing to you, offering a unique chance to create and build a successful home-based business.
Do you feel like you are too busy earning a living to make any real money? Are you tired of living "paycheque to paycheque"? Do you dream of a better lifestyle for yourself and your family? Are you sick and tired being “sick and tired”? Do you need extra money? Do you know someone who needs up to an extra R500, R1500 to R6000 or even more per month? Do you have just 2 spare hours per day? Are you teachable?
If so, then I urge you to completely and carefully read this information or if you are not interested in changing your life or your present financial situation, pass this to your family, friends or anyone you know and love who needs extra money and are willing to follow the easy steps that I will teach them from day one.
Just imagine that you had a HOME-BASED BUSINESS (part- or full-time) that...
-will save you money
-will help you make all the money you need - unlimited income potential
-will earn you residual income
-can give you foreign currency
-don't need door to door selling
-don’t need staff
-gives you the chance to fire your boss
-will save you Income Tax
You won't believe what this business can do for you.
-The time and freedom to follow your dreams
-Setting you're own hours
-Living anywhere you wish
-A commute time less than a minute
-No bosses/no staff
-No premises -you can work from your kitchen table or your poolside
-No expertise
-No theft
-No major investments
-No Debtors/Creditors -this is a cash business
-Make money and have fun at the same time
-There is no risk factor
-No big overheads
-No education or University Degree needed
-No age restriction (people 17 to +100 yrs can do the business. We have an eighty (80) year old very successful in the business)
Sounds too good to be true? That's what I thought but today my dreams are coming true and now I'm here to help you!
'If you give a man a fish, you feed him for the day. But if you teach him how to fish, you feed him for life.'
This business is ideal for you if you are:
· Serious about making extra money, making a change in your life or building a new career.
· Looking for a rewarding challenge.
· Someone who just doesn't want to work for someone else.
· Unsure of your job security.
· Concerned that your current rate of savings will not be enough for the future.
· Concerned about funding your lifestyle into your 80's or 90's.
· An early retiree looking for a secure source of income.
· A doctor, lawyer or accountant who wants to add value to existing overheads.
· A doctor wanting to escape litigation fears but still wanting to care for people.
· Housebound and bored, whether by choice or forced circumstances.
· Retired after a successful career and looking for another challenge.
· Somebody who wants to make a change in your life.
This is a wealth creating business, helping people fight inflation.
When you become registered with our Organization you will be given all the tools, training and support necessary to start building your very own Home-Based Organization all over the World! Earning currencies from different countries. Imagine receiving cheques in dollars and/or pounds, etc.
Because our business is bursting at the seams, we only have time to work with serious, motivated people who are ready to make changes in their life NOW!
SUCCESS IS ONLY A DECISION AWAY.
Take action and investigate the unbelievable opportunity this business has to offer to those seeking a better life for themselves and their family and friends.
Even if you earn an incredible salary, what would happen if you got sick or hurt? Would you still be receiving that same income?
When you are your own boss, you don't have to rely on the extremely unstable JOB market. (J.O.B stands for Just Over Broke.) Technology is replacing people. Is your job really secure? Are you positive your company isn't going to be the next one to downsize and eliminate your job?
Refuse to become a retirement statistic --one of the many people that die broke after working for someone else for 40+ years.
This is not a Get-Rich-Quick Scheme. Plans that offer to make you rich without lifting a finger are either lying to you or don't work.
This business is for individuals who have a desire to control their own futures, work from home and earn the kind of income that will give you the life you deserve.
This business is for people who are teachable and are willing to put forth effort. The key is to work smarter not harder!
TAKE ACTION NOW - TODAY
COMPLETE THE 'DOUBLE MONEY BACK’ ACCEPTANCE FORM
THE DOUBLE MONEY BACK ACCEPTANCE FORM
Yes! I would like to receive my “Home – Based Business Developer Info Kit” right away.
I understand that I can examine the guide and listen to the cd for 60 days and if not satisfied return it, in a good condition, for a 100% refund … no questions asked.
OR
I may use the system, according to ALL the instructions, for a full 12 months and return it for a full 200% refund, if I have not earned the stipulated guaranteed income.
On that basis I enclose ڤR300.00 for the Basic Business Package Guaranteed R25 000 income or ڤR500.00 for the Standard Business Package Guaranteed R35 000 income. I understand that there is absolutely No Risk on My Part.
I would like to pay by: Cheque / Bank Deposit / Postal Order / Cash / Internet transfer (underline your choice, please).
If paid by Bank Deposit, please fax us the deposit slip.
The Bank details are: FIRST NATIONAL BANK Account Name: JG Benade
Branch Code: 250345
Account Number: 62047216248
Your Signature: ________________________ Date: _____ / _____ / _____
Mr / Mrs / Ms / Dr ______________________________________________
(Name)
Address: _____________________________________________________
_____________________________________________________________
Postal Code: ______ Tel: _____________ (H) _____________ (W)
Reply to: JG Benade Box 11462, Sherwood Gardens, 1545 RSA.
For faster service e-mail detail: benade@mwebbiz.co.za (Delivery within 14 workings days of receipt of your payment.)
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